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The contract terms contain specific rules that define when a diagnosis of a critical illness is considered valid. It may state that the diagnosis need be made by a physician who specialises in that illness or condition, or it may name specific tests, e.g. EKG changes of a myocardial infarction, that confirm the diagnosis.
A health insurance policy is a insurance contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that ...
Insurance contracts are unilateral, meaning that only the insurer makes legally enforceable promises in the contract. The insured is not required to pay the premiums, but the insurer is required to pay the benefits under the contract if the insured has paid the premiums and met certain other basic provisions.
It is a serious, life-threatening illness and can kill in hours, but it has different causes and levels of severity. Bacterial meningitis – the kind that Beck contracted – is usually the most ...
Morbidity rates are used in actuarial professions, such as health insurance, life insurance, and long-term care insurance, to determine the premiums charged to customers. Morbidity rates help insurers predict the likelihood that an insured will contract or develop any number of specified diseases. Pathosis or pathology
Terminal illness or end-stage disease is a disease that cannot be cured or adequately treated and is expected to result in the death of the patient. This term is more commonly used for progressive diseases such as cancer , dementia , advanced heart disease , and for HIV/AIDS , or long COVID in bad cases, rather than for injury .
Dogs are most likely to contract the illness when in close contact with other dogs, so previous guidance was to keep dogs away from other dogs. But case rates have essentially returned to normal ...
The official title, contract tracers, was first implemented in the United Kingdom during the smallpox outbreaks. [6] Dedicated individuals served on a surveillance-based team to curb the spread of disease. [6] This process served as a blueprint for other public health agencies to have a formalized program. [6]