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1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
Submitting your application with an ITIN. The application process for those with an ITIN instead of an SSN is essentially the same. In place of a nine-digit SSN, you will use the nine-digit ITIN.
Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit. Lower utilization ratios are better. 5.
When you apply and are approved for an unsecured credit card, you’ll be extended a line of credit. The card issuer uses your application and credit score to determine your eligibility and credit ...
Look into credit cards for no credit history: Also known as starter cards, these credit cards are built for those with little or no credit history, a category many students fall into. The credit ...
A 0% intro APR credit card can help you handle large purchases or manage existing credit card debt. These cards offer a promotional period where you pay no interest either on new purchases ...
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