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2. What is a debt consolidation loan — and how can it help you ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   Loan repayments are less flexible. Unlike credit cards, you can’t change how much you pay each month. And if there’s a change to your financial situation, most lenders only offer three months ...

3. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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   Higher Monthly Payments: Compared to credit cards which often allow for small minimum payments, with a debt consolidation loan, the monthly payment is typically set to ensure the loan is paid off ...

4. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   You’d have just one monthly payment to manage instead of three.Here’s how a debt consolidation loan can help you save on interest costs. Card 1 has a balance of $5,000 with an APR of 20 percent.

5. Graduated payment mortgage loan - Wikipedia

   en.wikipedia.org/.../Graduated_payment_mortgage_loan

   A graduated payment mortgage loan, often referred to as GPM, is a mortgage with low initial monthly payments which gradually increase over a specified time frame. These plans are mostly geared towards young people who cannot afford large payments now, but can realistically expect to raise their incomes in the future.

6. 8 types of personal loans and their uses — plus 5 to avoid

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   Borrowers also get the benefit of streamlining the repayment process by combining multiple debts into a single monthly payment. The idea is to borrow a loan with a lower interest rate than what ...

7. Flexible mortgage - Wikipedia

   en.wikipedia.org/wiki/Flexible_mortgage

   The term flexible mortgage refers to a residential mortgage loan that offers flexibility in the requirements to make monthly repayments. The flexible mortgage first appeared in Australia in the early 1990s (hence the US term Australian mortgage), however it did not gain popularity until the late 1990s.