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  2. When’s the best time to shop for car insurance? (Hint: It ...

    www.aol.com/finance/best-time-to-shop-for-car...

    Inflation, High Interest Rates, and Catastrophes Contribute to 2023 Underwriting Loss for P&C Industry, New Triple-I/Milliman Report Shows, Insurance Information Institute. Accessed December 18, 2024.

  3. Buy here, pay here - Wikipedia

    en.wikipedia.org/wiki/Buy_here,_pay_here

    In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]

  4. High Federal Reserve interest rates are making it hard to buy ...

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    According to Experian, the average monthly payment on a loan for a new car jumped from $621 in 2021 to $726 in the third quarter of 2023. As a result, auto delinquencies rose to levels not seen ...

  5. State Automobile Mutual Insurance Company - Wikipedia

    en.wikipedia.org/wiki/State_Automobile_Mutual...

    State Automobile Mutual Insurance Company, commonly shortened to State Auto Mutual or State Auto, is an American insurance company based in Columbus, Ohio. It was incorporated in 1921 as the first casualty insurance company to be headquartered in Columbus. [1] [2] In 2022, it was acquired by Liberty Mutual for approximately $1 billion. [3]

  6. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate". [citation needed] These markups have been the focus of some regulatory scrutiny because they can cause variations in interest rates that are not correlated with credit risk. [3] Roughly half of new cars in the U.S. are financed by ...

  7. How to get a defensive driving discount on your auto insurance

    www.aol.com/finance/how-to-get-defensive-driving...

    Did you know that a defensive driving course could save you 3% to 10% on your car insurance premiums? Here's ... Savings interest rates today: Why earn peanuts when your post-shopping savings can ...

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