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Fake debt collection is one of many all-too-familiar text scams. ... consumers in the area have received text messages from debt collector Harris & Harris that ask users to follow a link to pay ...
While Trump was president, his business-friendly Consumer Financial Protection Bureau adopted new rules allowing debt collectors to email and text people, as well as follow and message people via ...
Here’s how to find out if a debt collector is legit. Key takeaways. Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment.
The plaintiffs argue that the ads in question offered one free ring tone to cell phone customers who responded to the ad via text message, but failed to inform users that they would be subscribed to a monthly service. [17] The lawsuit was combined with four others and settled in November 2009. [18] [19]
Sample dunning record, from a 1913 business manual. Dunning is the process of methodically communicating with customers to ensure the collection of accounts receivable . Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue .
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
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At least one debt collection agency has been using texts to go after indebted consumers -- and the government says that those texts broke the law. The Text-Messaging Debt Collector Hit With $1 ...