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Yotta originally offered depositors an interest rate of 0.2%, establishing a prize pool with the remaining deposit interest, with a top prize of $10 million. The top prize was later revised to $1 million, which has never been won as of July 2023. New York Times columnist, Peter Coy, described Yotta as "a smart way to turn gambling into a virtue ...
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Deposits and interest earned within a CD’s term are protected by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) for up to $250,000 per account ...
Barclays Tiered Savings is a potentially lucrative option from a traditional bank that fits people with large savings balances. Requiring no monthly maintenance fee or minimum opening deposit, the ...
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The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).