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2. Should you add a co-borrower to your mortgage? - AOL

   www.aol.com/finance/add-co-borrower-mortgage...

   A co-borrower, also referred to as a co-applicant or co-requestor, is an additional person on a mortgage. In a co-borrowing situation, both borrowers complete an application, and the mortgage ...

3. Co-signer rights & responsibilities: How co-signing works - AOL

   www.aol.com/finance/co-signer-rights...

   A co-signer takes on all the rights and responsibilities of a loan along with the borrower. This means that if the borrower can’t make a payment on the loan, the co-signer is responsible.

4. Before Co-Signing a Mortgage, Consider These 6 Possible Pitfalls

   www.aol.com/news/2013-04-15-co-signing-mortgage.html

   When you co-sign to help somebody else qualify for a mortgage, the relationship between you and the primary borrower taking out the loan doesn't matter, as long as it's fully explained and documented.

5. Mortgage law - Wikipedia

   en.wikipedia.org/wiki/Mortgage_law

   This was the mortgage by conveyance (aka mortgage in fee) or, when written, the mortgage by charter and reconveyance [8] and took the form of a feoffment, bargain and sale, or lease and release. Since the lender did not necessarily enter into possession, had rights of action, and covenanted a right of reversion on the borrower, the mortgage was ...

6. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   Borrowers are also subject to additional costs which are charged by the lender, appraiser and broker. [16] When refinancing, if the homeowner wants to refinance the first mortgage and keep the second mortgage, the homeowner has to request a subordination from the second lender to let the new first lender step into the first lien holder position ...

7. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   Mortgage lending will also take into account the (perceived) riskiness of the mortgage loan, that is, the likelihood that the funds will be repaid (usually considered a function of the creditworthiness of the borrower); that if they are not repaid, the lender will be able to foreclose on the real estate assets; and the financial, interest rate ...

8. What is joint borrowing? - AOL

   www.aol.com/finance/joint-borrowing-190834758.html

   The co-signer’s income is also not typically considered on top of the primary borrower’s income. On the other hand, joint borrowing assures the lender that multiple sources of income are going ...

9. Should you use a cosigner to get a loan? The pros and cons - AOL

   www.aol.com/finance/cosigner-loan-pros-cons...

   “If you’re considering using a co-borrower or cosigner to qualify for a loan, be sure to confirm upfront with the lender which term applies,” says Barry Rafferty, senior vice president of ...