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Car insurance premiums are based in part on how much the car is driven. People who have longer commutes and who drive 15,000 miles or more per year are likely to pay higher car insurance rates ...
Let's look at an example: If you're paying $1,500 annually for car insurance and qualify for a 25% telematics discount through safe driving habits, you'd save $375 per year.
Some insurers even offer pay-per-mile programs for very low-mileage drivers. Age, marital status and other demographics. Statistical data shows certain groups tend to file more claims than others.
Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.
Pay-per-mile insurance is a type of usage-based insurance where the user pays a base rate along with a fixed rate per mile. The billing model is intended for low-mileage drivers and does not take driving style or behaviour into account (for determining rates or discounts). [2]
California. 29.2 minutes. ... numbers and found that working from home saved an average of $900 per year on ... can get cheaper car insurance by enrolling in a pay-per-mile car insurance ...
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