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  2. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    In the dozen or so states with mandatory no-fault car insurance laws, fault is not the central factor in determining who pays for the damages that result from a car accident. In a no-fault car ...

  3. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    In the event of a not-at-fault accident, meaning an accident you did not cause, the claim will be handled based on the state’s fault laws. Remember that a not-at-fault accident and no-fault ...

  4. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Different levels of coverage may protect consumers depending on which insurance policy they purchase. Coverage is sometimes seen as 20/40/15 or 100/300/100. The first two numbers seen are for medical coverage. In the 100/300 example, the policy will pay $100,000 per person up to $300,000 total for all people. The last number covers property damage.

  7. Do you know what to do if police hit your car? Here's our ...

    www.aol.com/know-police-hit-car-heres-072011572.html

    State laws, including one approved in 2020, make clear a person not under arrest or in custody of law enforcement has the right to record police activity. That protection also bars police from ...

  8. Traffic collision reconstruction - Wikipedia

    en.wikipedia.org/wiki/Traffic_collision...

    Traffic collision reconstruction is the process of investigating, analyzing, and drawing conclusions about the causes and events during a vehicle collision. . Reconstructionists conduct collision analysis and reconstruction to identify the cause of a collision and contributing factors including the role of the driver(s), vehicle(s), roadway and gen

  9. What does car insurance cover? - AOL

    www.aol.com/finance/does-car-insurance-cover...

    Car insurance is required to drive legally in almost every state, so it’s important to maintain at least the state-required minimum car insurance policy even if you don’t think you need it.