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  2. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    A cosigner can help you qualify for a loan, but there are risks including impacting the cosigner’s credit score or finances. ... “With personal loans, rates are decided primarily by credit ...

  3. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    For student loans, it greatly depends on the loan — for example, federal Parent PLUS loans discharge the debt when a cosigner (or parent) dies, while private student loans may require full ...

  4. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Adding a co-signer or co-borrower with a higher credit score than you may strengthen your approval odds. However, some lenders do not allow this. ... Personal loans are not the only source of ...

  5. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Like auto loans and mortgages, secured personal loans require collateral for approval. Rather than being backed by a car or house, a secured personal loan might rely on something like a ...

  6. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    Key takeaways. Secure a personal loan with competitive terms by exploring options such as applying for a lower loan amount, finding a cosigner or working with online lenders.

  7. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    The average interest rate on a personal loan for borrowers with fair to bad credit is 17.8 percent to 32 percent. No-credit-check loans, on the other hand, may have annual percentage rates (APRs ...

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