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  2. Return of premium life insurance - AOL

    www.aol.com/finance/return-premium-life...

    Key takeaways. Return of premium life insurance refunds most or all of your premium payments if you outlive the term length of your policy. Due to the refund feature, this policy type will ...

  3. Return of premium life insurance - Wikipedia

    en.wikipedia.org/wiki/Return_of_premium_life...

    Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...

  4. Term life insurance - AOL

    www.aol.com/finance/term-life-insurance...

    Return of premium term life insurance: Includes a feature where, if you outlive the term of the policy, you get back the premiums you paid. This is achieved through a return of premium (ROP) rider ...

  5. Life Insurance: How to Choose The Best Option for You ... - AOL

    www.aol.com/life-insurance-choose-best-option...

    There are two main types of life insurance policies: Term and Permanent. Term Life Insurance Policies . Term life insurance provides temporary coverage for a specific period, usually ranging from ...

  6. First Colony Life Insurance Company - Wikipedia

    en.wikipedia.org/wiki/First_Colony_Life...

    2005: FCL offers term life insurance with a return of premium that includes enhanced cash value accumulation options and a loan feature, the first life insurance company to do so. 2007: FCL merges into Genworth Life and Annuity Insurance Company, a Genworth Financial company. [2]

  7. Long Term Care Benefit Plan - Wikipedia

    en.wikipedia.org/wiki/Long_Term_Care_Benefit_Plan

    A Long Term Care Benefit Plan is an option to sell a life insurance policy in return for 30 to 60 percent of the policy value toward long term health care. [1] [2] A funeral benefit payment is made to the account beneficiary when the person receiving care dies. [3]

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