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  2. Need a New Year’s money makeover? A balance transfer credit ...

    www.aol.com/finance/money-makeover-balance...

    A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.

  3. What happens to your credit card after a balance transfer? - AOL

    www.aol.com/finance/happens-credit-card-balance...

    Your credit score will improve after paying down your debt since it will free up your available credit, thus lowering your credit utilization ratio. Balance transfer cards allow you to move a ...

  4. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    You can capitalize on the perks of a new card. The best balance transfer credit card you choose could offer more than a 0 percent intro balance transfer APR. It may also offer better overall ...

  5. How to do a credit card balance transfer - AOL

    www.aol.com/finance/credit-card-balance-transfer...

    Many credit card issuers offer balance transfer credit cards with introductory 0 percent annual percentage rate (APR) periods that allow you to pay down what you owe interest-free for periods of a ...

  6. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    Before pursuing a balance transfer credit card or transferring a balance, carefully assess your financial situation — including your ability to repay and qualify for the new card. While the 0 ...

  7. What is a 0% intro APR card? What to know about no ... - AOL

    www.aol.com/finance/intro-apr-cards-001631619.html

    A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...

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