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The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...
How student loans impact your DTI ratio. Student loan debt is often considered in your DTI ratio, a formula mortgage lenders use to help assess your creditworthiness as a borrower. This ratio is ...
Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.
Loanwords from the neighbouring Indo-European Sinhala are quite sparse in Sri Lankan Tamil (as opposed to the large number of Tamil loan words in Sinhala), which is most likely due to the relative isolation of the exclusively Tamil-speaking settlements in the North and East of the island.
Some mortgage lenders charge an application fee when you apply for a loan, which can run up to several hundred dollars and is usually non-refundable. If your goal in applying for multiple ...
The Central Bank of Sri Lanka (abbr. CBSL; Sinhala: ශ්රී ලංකා මහ බැංකුව, romanized: Sri Lanka Maha Bankuwa) is the monetary authority of Sri Lanka. It was established in 1950 under the Monetary Law Act No.58 of 1949 (MLA) and in terms of the Central Bank of Sri Lanka Act No. 16 of 2023, the CBSL is a body ...
A calque / k æ l k / or loan translation is a word or phrase borrowed from another language by literal, word-for-word (Latin: "verbum pro verbo") translation. This list contains examples of calques in various languages.
Tamil loanwords in Sinhala can appear in the same form as the original word (e.g. akkā), but this is quite rare.Usually, a word has undergone some kind of modification to fit into the Sinhala phonological (e.g. paḻi becomes paḷi(ya) because the sound of /ḻ/, [], does not exist in the Sinhala phoneme inventory) or morphological system (e.g. ilakkam becomes ilakkama because Sinhala ...