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“To Whom It May Concern” is a greeting that you can use to start a correspondence, like a letter or email. It basically means: “to whoever is the most appropriate recipient of this ...
A late payment on a credit card or loan may feel like a small mistake, but it can have lasting effects on your finances. Missed payments can lead to late fees and higher interest rates .
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The template should be placed when the article's context does not make clear an important detail with regard to whom something was done, was delivered, was spoken, etc. In other words, it creates a mark in the article indicating that an important indirect object is missing at a specific point.
The credit card issuer may extend an attractive offer that makes it worth your while to stay, such as waiving the annual fee for a year, lowering your interest rate or issuing bonus rewards.
A form letter is a letter written from a template, rather than being specially composed for a specific recipient.The most general kind of form letter consists of one or more regions of boilerplate text interspersed with one or more substitution placeholders.
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Keep in mind: If you’ve refused to sign up for a store credit card and a sales clerk still wants to know your SSN, that’s a red flag. Store employees don’t otherwise need that information ...