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2. How to get out of debt with a low income - AOL

   www.aol.com/finance/debt-low-income-215227915.html

   Lower-income households tend to have the highest credit card debt-to-income ratio, making it even more difficult to pay off debt. However, even those on a low income can take steps to get out of ...

3. What is a debt consolidation loan — and can it help you lower ...

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   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

4. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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   Higher Monthly Payments: Compared to credit cards which often allow for small minimum payments, with a debt consolidation loan, the monthly payment is typically set to ensure the loan is paid off ...

5. New Jersey student loan program - Wikipedia

   en.wikipedia.org/wiki/New_Jersey_student_loan...

   U.S. Student Loan Debt Distribution Q4 2012. The Higher Education Student Assistance Authority (HESAA) is a New Jersey State chartered-loan program, charged with providing student loan financing programs. [1] It has received criticism in the New York Times for what the paper called its "extraordinarily stringent rules". [2]

6. Student loan forgiveness: Government offers updates on ... - AOL

   www.aol.com/finance/student-loan-forgiveness...

   Who qualifies for $20,000 in student loan debt forgiveness? Borrowers who received Pell Grants and make less than $125,000 as individuals or less than $250,000 as married couples are eligible to ...

7. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   When you take out a debt consolidation loan, you roll multiple debts into a single account. Depending on the lender, the new account will usually have a repayment term between one and seven years.

8. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Faster debt repayment: The main advantage of consolidating debt is combining multiple monthly payments into a single monthly payment. This allows you to direct your payments to a single source.

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