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2. How to get out of debt with a low income - AOL

   www.aol.com/finance/debt-low-income-215227915.html

   Lower-income households tend to have the highest credit card debt-to-income ratio, making it even more difficult to pay off debt. However, even those on a low income can take steps to get out of ...

3. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   When you take out a debt consolidation loan, you roll multiple debts into a single account. Depending on the lender, the new account will usually have a repayment term between one and seven years.

5. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt consolidation takes place when you move two or more of your existing debts into one new debt, typically with the help of a product like a debt consolidation loan or a balance transfer credit ...

6. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

   www.aol.com/8-ways-debt-consolidation-loan...

   Higher Monthly Payments: Compared to credit cards which often allow for small minimum payments, with a debt consolidation loan, the monthly payment is typically set to ensure the loan is paid off ...

7. New Jersey student loan program - Wikipedia

   en.wikipedia.org/wiki/New_Jersey_student_loan...

   U.S. Student Loan Debt Distribution Q4 2012. The Higher Education Student Assistance Authority (HESAA) is a New Jersey State chartered-loan program, charged with providing student loan financing programs. [1] It has received criticism in the New York Times for what the paper called its "extraordinarily stringent rules". [2]

8. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Debt consolidation puts multiple debts into a single account to make your payments easier. Debt consolidation can lower your credit score temporarily, but your score will improve if you make ...

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