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  2. Fannie Mae quietly scrapped a program that could have saved ...

    www.aol.com/finance/fannie-mae-quietly-scrapped...

    Fannie Mae has quietly scrapped a plan that could have saved Americans thousands of dollars in housing costs, according to multiple reports. With the objective of making housing more affordable ...

  3. Fannie Mae and Freddie Mac to add transparency to condo ...

    www.aol.com/news/fannie-mae-freddie-mac-add...

    The Miami Herald reported in December mortgage lenders Fannie Mae and Freddie Mac maintain a list of condominiums unapproved for the acquisition of loans. Fannie Mae and Freddie Mac to add ...

  4. Fannie and Freddie will back homes costing nearly $1 million ...

    www.aol.com/fannie-freddie-back-homes-costing...

    Fannie Mae and Freddie Mac, the mortgage guarantors linked to the federal government, will back mortgages up to $806,500 starting in 2025, their regulator said Tuesday. That's an increase of 5.2% ...

  5. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    "Over the past decade Fannie Mae and Freddie Mac have reduced required down payments on loans that they purchase in the secondary market. Those requirements have declined from 10% to 5% to 3% and in the past few months Fannie Mae announced that it would follow Freddie Mac's recent move into the 0% down payment mortgage market." [153]

  6. Federal takeover of Fannie Mae and Freddie Mac - Wikipedia

    en.wikipedia.org/wiki/Federal_takeover_of_Fannie...

    In 2003, the Bush Administration sought to create a new agency, replacing the Office of Federal Housing Enterprise Oversight, to oversee Fannie Mae and Freddie Mac.In 1992, in the wake of the savings and loan crisis, and over concern that similar lending problems would develop, the Office of Federal Housing Enterprise Oversight was created as part of the Department of Housing and Urban ...

  7. Causes of the 2000s United States housing bubble - Wikipedia

    en.wikipedia.org/wiki/Causes_of_the_2000s_United...

    Under the Bush Administration HUD continued to pressure Fannie and Freddie to increase affordable housing purchases – to as high as 56 percent by the year 2008. [25] To satisfy these mandates, Fannie and Freddie eventually announced low-income and minority loan commitments totalling $5 (~$6.95 trillion in 2023) trillion. [26]

  8. Insurers are dropping HOAs, threatening the condo market

    www.aol.com/finance/insurers-dropping-hoas...

    In Houston, the median condo sales price fell 6.5% between mid-2023 and mid-2024. Jacksonville, Fla., saw a similar 6.6% decline in that period. For now, though, condo prices are still holding up ...

  9. Home valuation code of conduct - Wikipedia

    en.wikipedia.org/wiki/Home_valuation_code_of_conduct

    The Home Valuation Code of Conduct (HVCC or the 'Code') is an American document created jointly by members of Freddie Mac and the Federal Housing Finance Agency, along with the New York State Attorney General.