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A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...
If you have a credit score in the 400-500 range, you might have to start out with a secured credit card to build debt and then apply for an unsecured card later down the loan. If you do apply for ...
A balance transfer credit card lets you move existing debt from various credit cards to a single card. These specialized credit cards can offer a low or zero-introductory annual percentage rate (APR).
An unsecured credit card is a credit card that does not require you to put up any type of collateral, such as a deposit, to get approved. Unlike secured credit cards, unsecured cards aren’t ...
Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...
Balance transfer credit cards offer another form of debt consolidation. In this scenario, you transfer your existing balances from high-interest cards to one new card with more favorable terms ...
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