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Continue reading → The post Dental Savings Plan vs. Insurance: Pros and Cons appeared first on SmartAsset Blog. Your teeth can cause pain, get infected and need treatment, just like any other ...
A dental discount plan, also known as a referral plan, is a membership-based discount plan for dental health maintenance and intervention.In it, the patient pays the entire cost of a rate negotiated between the dentist and the referring company, usually between 10-60% of normal cost.
The company currently offers traditional fee-for-service medical plan options with a preferred provider organization (PPO) along with a high deductible health plan (HDHP) that can be paired with a health savings account (HSA). On the dental side, GEHA offers two options under the Connection Dental Federal FEDVIP plan.
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
If you're not already covered though your employer, dental insurance can be really expensive, costing an average of $400 annually for an individual plan and $1200 annually for a family plan.
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