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  2. How long can a debt collector pursue old debt?

    www.aol.com/finance/long-debt-collector-pursue...

    The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

  3. I’m 45, recently divorced, lost everything and I’m $160K deep ...

    www.aol.com/finance/m-45-recently-divorced-lost...

    Chapter 7 stays on your credit history for 10 years, while Chapter 13 remains on your record for seven. Both can damage your credit rating and make it difficult to apply for loans.

  4. Other ways to get rid of credit card debt in 2025 - AOL

    www.aol.com/hack-could-save-over-5-123033231.html

    It would take you 164 months -- 13 years and eight months -- to get rid of that debt completely and you'd pay $14,578 in interest. That assumes you don't charge anything more to that card during ...

  5. A rolling debt transfer is coming: 'Debt does not ...

    www.aol.com/finance/rolling-debt-transfer-coming...

    A new survey found nearly one-fifth of Americans are carrying debt but no life insurance — a double whammy to avoid. A rolling debt transfer is coming: 'Debt does not miraculously disappear' [Video]

  6. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    However, they fall under a slightly different set of rules. As stated above, they can only be written off against tax capital, or income, but they are limited to a deduction of $3,000 per year. Any loss above that can be carried over to the following years at the same amount. Thus a $60,000 mortgage bad debt will take 20 years to write off. [14]

  7. Debt evasion - Wikipedia

    en.wikipedia.org/wiki/Debt_evasion

    Debt evasion is the intentional act of trying to avoid attempts by creditors to collect or pursue one's debt. At an elementary level, this includes the refusal to answer one's phone by screening one's calls or by ignoring mailed notices informing the debtor of the debt. In more advanced cases, this includes misleading the creditor to believe ...

  8. 4 Tips to Minimize Damage After a Late Payment - AOL

    www.aol.com/lifestyle/4-tips-minimize-damage...

    For healthcare services you received after January 2022, the No Surprises Act prohibits debt collectors from reporting delinquent accounts to credit bureaus without trying to collect from you ...

  9. Do balance transfers hurt your credit score? - AOL

    www.aol.com/finance/balance-transfers-hurt...

    Instead of paying double-digit interest rates on debt on one or more credit cards, a balance transfer credit card allows you to move what you owe onto a new credit card that charges little to no ...