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  2. Fannie and Freddie will back homes costing nearly $1 million ...

    www.aol.com/fannie-freddie-back-homes-costing...

    Fannie Mae and Freddie Mac, the mortgage guarantors linked to the federal government, will back mortgages up to $806,500 starting in 2025, their regulator said Tuesday. That's an increase of 5.2% ...

  3. Consumers might finally be accepting higher-for-longer ... - AOL

    www.aol.com/finance/consumers-might-finally...

    Despite the pessimism about mortgage rates, Fannie Mae’s overall Home Purchase Sentiment Index rose 0.3 points to 73.4, as buyers and sellers grew slightly more optimistic about buying and ...

  4. Fannie Mae, Freddie Mac could see a big loan limit jump ... - AOL

    www.aol.com/news/fannie-mae-freddie-mac-could...

    The mortgage market is in for another big shift in a few months. That’s when a sizable increase — roughly 12% or 13% — in the conforming loan limit appears likely to be announced. If so, it ...

  5. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    Fannie Mae's charter has historically prevented it from guaranteeing loans with a loan-to-values over 80% without mortgage insurance or a repurchase agreement with the lender; [9] however, in 2006 and 2007 Fannie Mae did purchase subprime and Alt-A loans as investments.

  6. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    The baseline CLL for 2017 increased and applied to loans delivered to Fannie Mae in 2017 (even if originated prior to 1/1/2017). This was the first time the CLL had increased since 2006. Each subsequent year has seen a further increase in the baseline CLL.

  7. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    "Over the past decade Fannie Mae and Freddie Mac have reduced required down payments on loans that they purchase in the secondary market. Those requirements have declined from 10% to 5% to 3% and in the past few months Fannie Mae announced that it would follow Freddie Mac's recent move into the 0% down payment mortgage market." [153]

  8. Fannie Mae & Freddie Mac To Increase Government-Backed ... - AOL

    www.aol.com/finance/fannie-mae-freddie-mac...

    In a move designed to make home ownership accessible to a greater number of Americans, mortgage companies Fannie Mae and Freddie Mac will raise the limits of government-backed loans to a record ...

  9. Fannie Mae Increases Home Pricing Forecast – Here’s Why - AOL

    www.aol.com/fannie-mae-increases-home-pricing...

    Fannie Mae now estimates that the median U.S. home price in 2022 will climb 11.2% from a year ago to $384,000, Fortune reported. That’s well up from Fannie Mae’s earlier forecast of a 7.9% ...