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2. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3] There exist many methods of budgeting to help people do ...

3. 5 popular budgeting strategies — and how to find the best fit ...

   www.aol.com/finance/budgeting-strategies...

   3. Pay-yourself-first budget: Best for saving and building wealth. As the name suggests, the pay-yourself-first budget emphasizes saving and investing before spending money on other things.

4. Taxable income - Wikipedia

   en.wikipedia.org/wiki/Taxable_income

   Generally, it includes some or all items of income and is reduced by expenses and other deductions. [2] The amounts included as income, expenses, and other deductions vary by country or system. Many systems provide that some types of income are not taxable (sometimes called non-assessable income) and some expenditures not deductible in ...

5. Zero-based budgeting - Wikipedia

   en.wikipedia.org/wiki/Zero-based_budgeting

   Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

6. Microsoft Excel - Wikipedia

   en.wikipedia.org/wiki/Microsoft_Excel

   Microsoft Excel is a spreadsheet editor developed by Microsoft for Windows, macOS, Android, iOS and iPadOS.It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications (VBA).

7. Construction estimating software - Wikipedia

   en.wikipedia.org/wiki/Construction_estimating...

   A handwritten spreadsheet. A basic estimating spreadsheet. Cost estimators used columnar sheets of paper to organize the take-off and the estimate itself into rows of items and columns containing the description, quantity and the pricing components. Some of these were similar to accounting ledger paper.