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  2. How to apply for a credit card and get approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make sure that your monthly statement typically stays below $3,000.

  3. My new card has a lower credit limit than I expected - AOL

    www.aol.com/finance/card-lower-credit-limit...

    Your credit limit — that is, the maximum amount available for you to spend using a credit card — is usually a mystery until after you get approved for a new credit card.

  4. 8 Steps To Getting Approved for a Credit Card, According to ...

    www.aol.com/8-steps-getting-approved-credit...

    Here are some top recommendations to help you get approved for a credit card. ... “Keep your credit utilization ratio below 30% of your total credit limit,” Kheir recommended, describing how ...

  5. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Card for financial transactions on credit This article has multiple issues. Please help improve it or discuss these issues on the talk page. (Learn how and when to remove these messages) This article needs additional citations for verification. Please help improve this article by adding ...

  6. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  7. I have good credit. Why don’t I qualify for that card? - AOL

    www.aol.com/finance/good-credit-why-don-t...

    In that case, a call to customer service could result in the issuer reducing one of your credit limits and moving that amount over to the new card so you can be approved. While some credit card ...

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