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Michigan auto insurance laws are some of the strictest in the country. In 2020, the state introduced new laws to address high insurance costs. ... This is because Michigan is a no-fault state. In ...
Months into her first term, Gov. Gretchen Whitmer signed into law in May 2019 an overhaul of Michigan's no-fault auto insurance system with a goal of lowering premiums that, by many measures, were ...
Following the passage of a historic no-fault auto insurance reform bill in 2019, Michiganders have the option to select different PIP coverage limits based on their insurance needs and budget.
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
The ruling from the Court of Appeals in the high-profile no-fault car insurance law case is likely to be appealed to the Michigan Supreme Court.
Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash. In Michigan, the Michigan ...
Drivers who do not carry car insurance cannot take advantage of Michigan’s mini-tort law, which would allow them to recoup up to $3,000 from the at-fault driver to cover vehicle damage.