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The same prefix of the number zero + the area code is required to dial any fixed-line number in India from a mobile phone, irrespective of the area code. For example, to dial a landline number in Indore, one would have to dial from a landline in Indore: the phone number; from a landline in Mumbai: 0731 and then the phone number
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Student loans cannot be discharged in a bankruptcy proceeding unless the debtor can demonstrate "undue hardship." [44] After the passage of the bankruptcy reform bill of 2005, even private student loans are not discharged during bankruptcy. This provided a credit risk free loan for the lender, averaging 7 percent a year. [45]
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In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]
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