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HO-3 home insurance policies cover your dwelling and other structures on your property under open perils coverage, and HO-5 policies cover both your home and personal property for open perils.
It is used in a legal context for such areas as warranty contracts from manufacturers, which usually stipulate that damage from wear and tear will not be covered. [1] Wear and tear is a form of depreciation, which is assumed to occur even when an item is used competently and with care and proper maintenance. [2]
Jamie Dimon was born in New York City and grew up in the Jackson Heights neighborhood of Queens. [4] [5] He is one of three sons of Theodore and Themis (née Kalos) Dimon, who had Greek ancestry. [6]
The wear rate is affected by factors such as type of loading (e.g., impact, static, dynamic), type of motion (e.g., sliding, rolling), temperature, and lubrication, in particular by the process of deposition and wearing out of the boundary lubrication layer. [5] Depending on the tribosystem, different wear types and wear mechanisms can be observed.
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The Morgan Plus 4 is a sports car produced by the Morgan Motor Company. It is a more powerful and, in the case of the earlier cars, a slightly longer version of the company's previous 4/4 model. Plus 4 production ran from 1950 to 1969.
An "extended wear" (EW) contact lens is designed for continuous overnight wear, typically for up to 6 consecutive nights. [67] Newer materials, such as silicone hydrogels, allow for even longer wear periods of up to 30 consecutive nights; these longer-wear lenses are often referred to as "continuous wear" (CW).
John Edward Morgan (born 19 December 1977) is an English former professional golfer. He has previously played on the PGA Tour , European Tour and the Challenge Tour . He now works as an on-course analyst for the Sky Sports European Tour broadcast.