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Learn our picks for the best balance transfer cards with no balance transfer fee. ... Navy Federal Credit Union Platinum Credit Card* 0.99 percent intro APR on balance transfers for 12 months (11. ...
Balance transfer fees ranging from 3% to 5% of transferred amounts Late payment fees ranging from $29 to $40 a month Foreign transaction fees on international purchases ranging from 3% to 5% of ...
For example, if you transfer a $5,000 balance to Citi Simplicity ($5,150 after the balance transfer fee) and pay it off over 21 months, you’ll pay about $246 per month to pay it off during the ...
Starting balance. Monthly payments. Months to pay off card. Interest paid. Regular credit card. $5,000. $300. 20. $949. Balance transfer card with fee applied. $5,150
Most credit card issuers charge a balance transfer fee upfront. Usually it’s the greater of a percentage of the debt or a flat fee. For example, 3% of the balance or $20, whichever is higher.
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