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In the context of healthcare in the United States, a pre-existing condition is a medical condition that started before a person's health insurance went into effect. Before 2014, some insurance policies would not cover expenses due to pre-existing conditions.
The Pre-existing Condition Insurance Plan (PCIP) was a form of health insurance coverage offered to uninsured Americans who were unable to obtain coverage because of a pre-existing condition. These provided coverage to as many as 350,000 people to fill the gap until the Affordable Care Act went into effect in 2014.
Critics of medical underwriting believe that it unfairly prevents people with relatively minor and treatable pre-existing conditions from obtaining health insurance. [45] One large industry survey found that 13% of applicants for individual health insurance who went through medical underwriting were denied coverage in 2004. Declination rates ...
No enrollment rejections due to pre-existing conditions Medicare Advantage plans can’t turn you down because of your health status. Better satisfaction levels and coordinated care than Original ...
Kristen Lynch, executive director of the North American Pet Health Insurance Association (NAPHIA), explains that pre-existing conditions in pets are generally considered to be any medical ...
With the exception of knee and ligament conditions, Hartville’s insurance policies will reimburse for the treatment costs of pre-existing conditions after a treatment- and symptom-free period of ...
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