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Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network . In 2005, Discover Financial Services acquired Pulse , an electronic funds transfer network, allowing it to market and issue debit and ATM cards.
Unlike Visa and MasterCard, Discover directly issues its cards as both the card network and associated bank, through its Discover Bank unit. [42] When measured by card balances, Discover is the sixth largest credit card issuer in the U.S. behind JPMorgan Chase , Citigroup , Bank of America , Capital One and American Express , and ahead of Wells ...
The data processing facilities were originally provided by First City Bank and later transitioned to Texas Commerce Bank. In 1981, Pulse incorporated and began operating its regional EFT switching facility. In 1995, it launched Pulse Pay, a point-of-sale service where cardholders can use their ATM card at retailers.
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That’s understandable, as the Discover Card is one of the largest credit card issuers in the United States with approximately 57 million credit card holders. But Discover didn’t stop with just ...
If you have multiple Amex cards and bank accounts, you’ll need to complete this process with every card or account. ... You can also contact Discover customer service at 1-800-DISCOVER (1-800 ...
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