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  2. Professional liability insurance - Wikipedia

    en.wikipedia.org/wiki/Professional_liability...

    Errors and omissions (E&O) insurance, which may exclude negligent acts other than errors and omissions ("mistakes"), is most often used by consultants and brokers and agents of various sorts, including notaries public, real estate brokers, insurance agents themselves, appraisers, management consultants and information technology service providers (there are specific E&O policies for software ...

  3. Do I Need Errors and Omissions (E&O) Insurance? - AOL

    www.aol.com/finance/errors-omissions-e-o...

    Errors and omissions (E&O) insurance protects businesses from claims of negligence or inadequate work, serving as a critical safeguard for individuals and businesses in various industries.

  4. How Do I Know If I Need Errors and Omissions (E&O) Insurance?

    www.aol.com/know-errors-omissions-e-o-142224102.html

    The post Errors and Omissions (E&O) Insurance for RIAs and Advisors appeared first on SmartReads by SmartAsset. These lawsuits not only harm their reputation but can financially devastate their ...

  5. MIB Group - Wikipedia

    en.wikipedia.org/wiki/MIB_Group

    MIB aims to uncover errors, omissions, misrepresentations on insurance applications to reduce fraud and anti-selection or adverse selection. MIB Group, Inc. is a member-owned corporation operating in the United States and Canada since 1902. MIB's services are used exclusively by MIB's member life insurance companies to assess an individual's ...

  6. List of United States insurance companies - Wikipedia

    en.wikipedia.org/wiki/List_of_United_States...

    In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...

  7. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    Ohio-based financial analysis company Demotech rates insurance companies for their survival strength regardless of market downturns. Its rating scale is a little different, in that the highest ...

  8. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  9. Liability insurance crisis - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance_crisis

    During the period from 1984 to 1987, premiums for general liability increased from about $6.5 billion to approximately $19.5 billion. [1] In addition to increases in premium, many insurers took the following measures to limit the number and cost of claims: 1) changed policy coverage from an occurrence to a claims-made basis; 2) expanded exclusions; 3) raised deductibles; and 4) lowered policy ...

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