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  2. Is Taking Social Security at 62 a Huge Mistake? - AOL

    www.aol.com/finance/taking-social-security-62...

    Any time you take Social Security before your full retirement age, you’ll have to accept a reduced benefit. Your benefit will be 6.66% lower for each year of early benefits. If you start them at ...

  3. How Much Will You Get? Calculating Spousal Social Security ...

    www.aol.com/calculate-spousal-social-security...

    This provision allows the lower-earning spouse to receive up to 50% of the higher-earning spouse’s benefit at full retirement age, but not until the spouse has become eligible for benefits. To ...

  4. Here's How to Tell if You Qualify for Spousal Social Security ...

    www.aol.com/finance/heres-tell-qualify-spousal...

    Spousal benefits are reduced by 25/36 of 1% each month before your full retirement age, up to 36 months. Each month after that further reduces spousal benefits by 5/12 of 1% monthly. For example ...

  5. Social Security spousal benefits: Here’s what spouses can get

    www.aol.com/finance/social-security-spousal...

    When you apply for Social Security, you automatically apply for the greater of your benefit or half your spouse’s benefit. The average monthly payout for all retired workers was $1,918 in June ...

  6. Planning to Claim Spousal Social Security Benefits? 3 ... - AOL

    www.aol.com/planning-claim-spousal-social...

    Data source: Social Security Administration. Calculations by author. For each month before your full retirement age that you claim your spousal benefit, that benefit is reduced by 25/36 of a ...

  7. 7 Social Security Spousal Benefit Rules Every Couple Should Know

    www.aol.com/finance/7-social-security-spousal...

    1. You can get up to 50% of your spouse’s full benefit. The maximum spousal benefit is 50% of your spouse’s primary insurance amount. That’s the benefit they’ll qualify for once they’re ...

  8. Delaying Social Security in This Situation Is Always a Huge ...

    www.aol.com/finance/delaying-social-security...

    These delayed retirement credits increase the amount of your benefits by two-thirds of 1% per month. If you have an FRA of 67, delaying until 70 can thus result in a 24% benefits increase. That's ...

  9. Do You Qualify for Spousal Social Security Benefits? 3 ... - AOL

    www.aol.com/qualify-spousal-social-security...

    Image source: The Motley Fool. Like standard benefits, you can claim spousal benefits before your FRA, beginning at age 62. For the primary claimer, benefits are reduced by 5/9 of 1% each month ...

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    related to: should lower earning spouse claim ss at 62 years