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Re: Citi Credit Card Application. @300FICOScore wrote: I was wondering if my idea would work. Citi usually pulls Experian or Equifax for their applications. I want them to pull Equifax because I have 5 HPs on Experian, and plan on applying for Chase and Wells Fargo cards after my Citi application, both of which are known to pull Experian.
Recon = another HP.. Or wait 6 months and get a SP CLI hopefully.. That is a generous SL for citi especially if you said that was a DC card. Hey all. I applied for a Citi card today and following the application processing screen it said something along the lines of Citi will - 4937495.
If you have a reason to call then call , dont take away resources because the interwebz says its taboo. Now you know for a simple application probably not best route. Hey all, I got the 7-10 day message when I applied last night and called the app status and EO line. Both just said "it's under review - 6356718.
Thank you for requesting a Citi/ AAdvantagePlatinum SelectWorld EliteTMMastercard. And, when I want to check the status online, it replies with this: We cannot complete your request at this time. Please call 888-201-4523 for assistance. My FICO bankcard 8, which they use, is 724. Reg Fico 8 is 710.
Here are my stats: Scores: Equifax 711, Transunion 716, Experian 704. Derogatory: Only derogatory are two student loan lates from 2015 and 2016. Nothing else. Utilization: Approx. 15% overall - one card is 2% ($5k limit) the other is about 40% ($3500 limit) Income: $131k. My length of credit history is excellent, my last hard pull was 12 months ...
When I got the 7-10 day message on my DC app a couple weeks ago, I had success by calling 1-800-695-5171. Good luck! Well I did call the application inquiry number and spoke to a senior specialist. He basically asked me to verify my info, and told me they would get back to me in a week from email or phone with decision.
Citi Retail (Best Buy, Sears, Home Depot, etc.) typically uses EQ, although they have been known for using EX sometimes. Citi Legacy cards can be 2 (or a double pull). There is no method to discern which particular card will have a single hit. Best to temper expectations and assume 2 HPs can occur, but as always, results will vary.
Re: Best Buy Credit Card Approval? You could call the Credit Services number, 888-574-1301, and see if they can bump your limit or see about approval for the VISA or store card. Score: EQ (809) EX (819) TU (800) INQs: EQ (7) EX (16) TU (8) Last INQ: 13 Jul 23. Total Credit Limit - $2.0M. Message 2 of 14.
Citi Application Verification - Is this normal? Hello Fico Family, I am usually always on the forums using the great advice you all have provided and I want to say thank you. Now down to the mystery. lol. I recently applied for a Citi Double Cash credit card. After the application processed there was a message stating your Thank you for your ...
JMO. Even so, Citi is a lot better to deal with than most secured cards, has a good app and web site, and has no annual fee. Good luck! FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)