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2. What Is a Personal Pension Plan, and How Can I Use One? - AOL

   www.aol.com/finance/personal-pension-plan-one...

   A personal pension plan is a type of long-term savings scheme where individuals contribute funds that are invested to provide income upon retirement. Unlike workplace pensions, personal pensions ...

3. Keogh plan - Wikipedia

   en.wikipedia.org/wiki/Keogh_Plan

   There are two basic types of Keogh plan: defined-benefit, and defined-contribution. In a defined-contribution plan, a fixed contribution (percentage of total paycheck or a fixed sum) is made per pay period. It may be set up as a profit-sharing plan, where the pension that one can withdraw after retirement depends on how much they i

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

5. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...

6. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer .

7. How to budget in retirement: 7 steps to maintaining your ...

   www.aol.com/finance/how-to-budget-in-retirement...

   5. Watch your debt. You might not have as much debt in retirement, but it doesn’t disappear for everyone. Think about ongoing debts you manage, whether it’s credit cards, outstanding bills or ...