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  2. What to do when you get sued for credit card debt - AOL

    www.aol.com/finance/sued-credit-card-debt...

    The total amount of money the plaintiff wishes to collect. ... as long as you are able to pay off the entire settlement at once. If you have enough money to make a significant payment on your debt ...

  3. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Debt settlement: This is when you negotiate to settle the debt for a lump sum to guarantee payment. However, this process may hurt your credit score, and there’s no guarantee that a creditor ...

  4. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Key takeaways. You might consider going through the debt settlement process if you have a lot of credit card debt. You can negotiate with the card issuer yourself or work with a reputable debt ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

  6. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  7. Arrears - Wikipedia

    en.wikipedia.org/wiki/Arrears

    If the recurring amount comes at the end of each period, the annuity is described as an annuity in arrears or as an ordinary annuity. A loan repayment schedule is usually an annuity in arrears. For example, you borrow £10,000 on September 30 and your first monthly payment will be due on October 31, the second payment will be due on November 30 ...

  8. Insolvency - Wikipedia

    en.wikipedia.org/wiki/Insolvency

    Cash-flow insolvency is when a person or company has enough assets to pay what is owed, but does not have the appropriate form of payment. For example, a person may own a large house and a valuable car, but not have enough liquid assets to pay a debt when it falls due.

  9. Fortnite players 'tricked' into unwanted purchases are ...

    www.aol.com/fortnite-players-tricked-unwanted...

    U.S. consumers who were “tricked” into purchases they didn't want from Fortnite maker Epic Games are now starting to receive refund checks, the Federal Trade Commission said this week. Back in ...