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  2. Islamic banking and finance - Wikipedia

    en.wikipedia.org/wiki/Islamic_banking_and_finance

    By the 21st century this Islamic Banking movement had created "institutions of interest-free financial enterprises across the world". [32] Loans are permitted in Islam if the interest that is paid is linked to the profit or loss obtained by the investment. The concept of profit acts as a symbol in Islam as equal sharing of profits, losses, and ...

  3. Islamic finance products, services and contracts - Wikipedia

    en.wikipedia.org/wiki/Islamic_finance_products...

    Benefits that will follow from banning interest and obeying "divine injunctions" [32] include an Islamic economy free of "imbalances" (Taqi Usmani) [32] —concentration of "wealth in the hands of the few", or monopolies which paralyze or hinder market forces, etc.—a "move towards economic development, creation of the value added factor ...

  4. Ijarah - Wikipedia

    en.wikipedia.org/wiki/Ijarah

    In Islamic finance, al Ijarah does lead to purchase (Ijara wa Iqtina, or "rent and acquisition") and usually refers to a leasing contract of property (such as land, plant, office automation, a motor vehicle), which is leased to a client for stream of rental and purchase payments, ending with a transfer of ownership to the lessee, and otherwise ...

  5. Qard al-Hasan - Wikipedia

    en.wikipedia.org/wiki/Qard_al-Hasan

    It is based on the principle of helping others without expecting a financial gain. However some Ulama deem it a form of interest-free loan (fungible, marketable wealth) that is extended by a lender to a borrower on the basis of benevolence (ihsan). Al-qardh, from a shari’a point of view, is a non commutative contract, as it involves a ...

  6. Sharia and securities trading - Wikipedia

    en.wikipedia.org/wiki/Sharia_and_securities_trading

    According to critic of Islamic finance, Mahmoud A. El-Gamal, one way the Islamic finance industry gets around prohibitions on the use of options is to use conventional banks/financers as a "buffer" between the haram income and its sharia obedient customers — employing conventional banks as partners or advisers and paying them with the haram ...

  7. Riba - Wikipedia

    en.wikipedia.org/wiki/Riba

    Most orthodox Islamic scholars and economists have taken a middle path—insisting that a rate of discount of money over time is an invalid concept if the rate is interest on a loan, but valid if the rate is return on capital from Murabaha or other Islamic contracts.

  8. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    You may even be able to find personal loan rates under 10 percent. The national average rate for credit cards is over 20 percent. This means you may pay less interest overall by using a personal ...

  9. Islamic economics - Wikipedia

    en.wikipedia.org/wiki/Islamic_economics

    A supporter of Islamic economics describes a "major difficulty" faced by Islamic reformers of Islamic economics and pointed out by other authors, namely that because a financial system is an "integrated and coherent structure", to create an Islamic system "based on trust, community and no interest" requires "changes and interventions on several ...

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