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2. Grad PLUS - Wikipedia

   en.wikipedia.org/wiki/Grad_PLUS

   Lack of a credit history or insufficient credit history is not considered adverse credit. Applicants with adverse credit can provide an endorser (cosigner) who does not have adverse credit to get a PLUS loan. The federal Graduate PLUS loan is a federally guaranteed loan and must be certified by one's school of attendance.

3. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

4. PLUS Loan - Wikipedia

   en.wikipedia.org/wiki/PLUS_Loan

   The interest rate is currently fixed at 6.28% and charged from the date of the first disbursement until the loan is paid in full. For undergraduate students, the loan is a commitment by the parent, rather than the student. Several different repayment plans are available. Credit history is taken into account, while with Stafford loans it is not.

5. What is credit history? - AOL

   www.aol.com/finance/credit-history-220213029.html

   Lenders use your credit history to determine whether to approve you for a loan or a credit card, as well as the size of your credit limit. Your credit history also influences the interest rate or ...

6. I Have a High Income But My Credit Is Terrible: Here’s My ...

   www.aol.com/high-income-credit-terrible-advice...

   Here are some steps you can take to avoid bad credit, fix bad credit, and keep your score elevated: ... Applying for new loans, credit cards, or other lines of credit always results in the lender ...

7. From payment history to what’s owed, here’s how to unravel ...

   www.aol.com/news/payment-history-owed-unravel...

   Using different types of credit, from student and auto loans to mortgages and credit cards, can help give your score a boost. New credit: 10%. The final piece includes the number of recently ...

8. How to improve your credit score with a personal loan - AOL

   www.aol.com/finance/improve-credit-score...

   Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

9. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   When you apply for a credit card, shop for a loan or prepare to take on a new financial responsibility (like renting an apartment), the lenders and companies involved want to know whether you’re ...