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Ultimate loss amounts are necessary for determining an insurance company's carried reserves. They are also useful for determining adequate insurance premiums, when loss experience is used as a rating factor [4] [5] [6] Loss development factors are used in all triangular methods of loss reserving, [7] such as the chain-ladder method.
The chain-ladder or development [1] method is a prominent [2] [3] actuarial loss reserving technique. The chain-ladder method is used in both the property and casualty [ 1 ] [ 4 ] and health insurance [ 5 ] fields.
The Recording Industry Association of America (RIAA) is a trade organization that represents the music recording industry in the United States. Its members consist of record labels and distributors that the RIAA says "create, manufacture, and/or distribute approximately 85% of all legally sold recorded music in the United States". [1]
Homeowners in the U.S. pay an average of $1,687 for $250,000 in dwelling coverage. However, insurance is highly personalized, so your home insurance rate will likely differ. Insurance companies ...
The RIAA issued a press release urging previous LimeWire users to begin using one of the available legitimate options. [37] The New York Times also ran a story about Gorton. [38] Finally, there was interest in what previous LimeWire users would do and where they would go—and if BitTorrent would be their next move. [39] [40]
In the United States the Property Claims Services, a division of the Insurance Services Office (ISO), is generally the source for industry loss estimates for perils. SIGMA, a division of Swiss Re, is often the source for such losses outside the US, with Munich Re's NatCAT Service appearing more and more often on ex-US business.
The liability insurance crisis in the United States of America refers to a volatile economic period during the mid-1980s. During these years, until about 1990, rising insurance premiums and an unavailability of coverage for several types of liability insurance led to a crisis that has been attributed, among others, to the expansion of tort doctrines for insurer liability and the McCarran ...
RIAA equalization is a specification for the recording and playback of phonograph records, established by the Recording Industry Association of America (RIAA). The purposes of the equalization are to permit greater recording times (by decreasing the mean width of each groove), to improve sound quality, and to reduce the groove damage that would ...