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  2. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Guaranteed acceptance life insurance, also known as guaranteed issue or final expense insurance, does not require a medical exam or health questionnaire. This type of policy is designed for older ...

  3. Life insurance for felons - AOL

    www.aol.com/finance/life-insurance-felons...

    Life insurance is possible for people with criminal records, but approval varies by insurer. Recent or severe convictions may limit options to guaranteed issue policies, which don’t require ...

  4. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Unlike other options, guaranteed life insurance, a form of whole life insurance, bypasses the need for a medical exam for approval. Guaranteed life insurance offers a number of unique characteristics.

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.

  6. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]

  7. Term vs. Whole Life Insurance: What’s the Difference?

    www.aol.com/finance/term-vs-whole-life-insurance...

    Like guaranteed issue life insurance, it offers low premiums and a modest death benefit, which makes it an affordable option. Most final expense policies don’t require a physical exam, but some ...

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