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Title II loans cannot be used for manufactured homes on leased land in manufactured home communities or mobile home parks. Down payments on a Title II loan can go as low as 3.5 percent, and terms ...
Terms were usually limited to less than the thirty-year term typical of the general home-loan market, and interest rates were considerably higher. [ citation needed ] In that way, mobile home loans resembled motor vehicle loans more than traditional home mortgage loans .
A used mobile home can cost less than a new SUV, making them a perfect first step for many homebuyers. Now called manufactured houses, they've become a best-bet for a growing number of prospective ...
Here's what you need to know if you want a mobile home loan. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...
From the same source, mobile home "is the term used for manufactured homes produced prior to June 15, 1976, when the HUD Code went into effect." [2] Despite the formal definition, mobile home and trailer are still common terms in the United States for this type of housing.
FHA mortgage insurance also encourages lenders to make loans to otherwise credit-worthy borrowers and projects that might not be able to meet conventional underwriting requirements, protecting the lender against loan default on mortgages for properties that meet certain minimum requirements, including manufactured homes, single and multifamily ...
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