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The agency banking model [1] is a function of certain commercial banks in Kenya. The activity is regulated by the Central Bank of Kenya , which allows banks to contract third-party retail networks as a Banking agent .
Simple (formerly BankSimple) was an American neobank based in Portland, Oregon.It was recognized as the first neobank and operated between 2009 and 2021. [6]The company provided FDIC-insured checking accounts to US citizens, but not to Permanent Residents, through a partnership with The Bancorp Bank before transitioning over to BBVA USA in 2016. [2]