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  2. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    A CD is a deposit account that provides a guaranteed fixed annual percentage yield — or APY — in exchange for locking up your money for a set amount of time, anywhere from three months to five ...

  3. Best CD rates today: Turn New Year's motivation into ... - AOL

    www.aol.com/finance/best-cd-rates-today-turn-new...

    Best CD rates today: Turn New Year's motivation into guaranteed growth with fixed APYs of up to 4.27% — Jan. 3, 2025. ... Rates for six-month CDs can outpace the average bank account, ...

  4. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    savings accounts and money market deposit accounts (MMDAs, i.e., higher-interest savings accounts subject to check-writing restrictions) time deposits including certificates of deposit (CDs) outstanding cashier's checks, interest checks, and other negotiable instruments drawn on the accounts of the bank

  5. Time deposit - Wikipedia

    en.wikipedia.org/wiki/Time_deposit

    A time deposit or term deposit (also known as a certificate of deposit in the United States, and as a guaranteed investment certificate in Canada) is a deposit in a financial institution with a specific maturity date or a period to maturity, commonly referred to as its "term".

  6. Best CD rates today: Enter 2025 with guaranteed yields of up ...

    www.aol.com/finance/best-cd-rates-today-enter...

    Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024. ... Rates for six-month CDs can outpace the average bank account, ...

  7. High-yield savings rates for January 15, 2025 - AOL

    www.aol.com/finance/savings-interest-rates-today...

    💰 Today's best CDs: Shift your idle savings into high gear with guaranteed yields of up to 4.60%. High-yield savings rates for January 15, 2025. ... depending on the bank and account. The more ...

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