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2. S&P Leveraged Loan Index - Wikipedia

   en.wikipedia.org/wiki/S&P_Leveraged_Loan_Index

   The long history of these indexes helped to highlighted the impact of the 2007–2008 financial crisis. Until 2008, the S&P LL indexes had very low volatility rates and their pricing remained close to par. Between 1996 and 2007, the lowest price hit by the LLI was 86.90 on Nov. 1, 2002, in the midst of the telecom default cycle.

3. Corporate-owned life insurance - Wikipedia

   en.wikipedia.org/wiki/Corporate-owned_life_insurance

   Interest incurred on indebtedness has historically been deductible, (although the deduction of "personal" interest was largely eliminated in 1986), and in the 1950s a type of "leveraged insurance" transaction began being marketed that permitted an insurance owner to in effect deduct the cost of paying for insurance by (1) paying large premiums to create cash values, (2) "borrowing" against the ...

4. Increased limit factor - Wikipedia

   en.wikipedia.org/wiki/Increased_limit_factor

   Often, limited data is available to determine appropriate charges for high limits of insurance. In order to price policies with high limits of insurance adequately, actuaries may first determine a "basic limit" premium and then apply increased limits factors. The basic limit is a lower limit of liability under which there is a more credible ...

5. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   With traditional whole life insurance, both the premium and death benefit typically remain unchanged. You’ll be covered (to a maximum age ranging from 90 – 121) as long as you pay your ...

6. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.

7. Insurance cycle - Wikipedia

   en.wikipedia.org/wiki/Insurance_cycle

   Insurance Cycle is a term describing the tendency of the insurance industry to swing between profitable and unprofitable periods over time is commonly known as the underwriting or insurance cycle. The underwriting cycle is the tendency of property and casualty insurance premiums , profits , and availability of coverage to rise and fall with ...

8. Premium financing - Wikipedia

   en.wikipedia.org/wiki/Premium_Financing

   Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium.Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms.

9. Return of premium life insurance - AOL

   www.aol.com/finance/return-premium-life...

   Instead, ROP life insurance offers a refund of the premiums you’ve paid over the policy term (typically 10, 20 or 30 years ), creating a hybrid between pure insurance and a form of financial ...