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  2. Contents insurance - Wikipedia

    en.wikipedia.org/wiki/Contents_insurance

    Some contents policies may also include possessions kept in outbuildings or in the garden area attached to the house. Contents insurance is usually sold alongside home insurance but it can also be purchased as a stand-alone policy, especially for those who are renting rather than owning their home.

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Personal property coverage: This coverage makes up a large portion of your homeowners insurance and is designed to replace your home’s contents after a covered peril, including clothing ...

  4. How to save on homeowners insurance - AOL

    www.aol.com/finance/save-homeowners-insurance...

    Unfortunately, paying off your mortgage doesn’t reduce homeowners insurance premiums. You will no longer be required to carry home insurance as it isn’t legally mandated, but your home will ...

  5. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

  6. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the ...

  7. Umbrella insurance - Wikipedia

    en.wikipedia.org/wiki/Umbrella_insurance

    Excess insurance is similar to umbrella insurance in that it pays after an underlying primary policy is exhausted. The critical difference is that excess policies are normally "follow form" policies that conform exactly to the coverage of the underlying policy, except that they add on their own excess limit which is then stacked on top of the primary policy's limit.

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