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2. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   And your credit score, interest rate, and down payment can affect whether you can afford a $400,000 house or a mortgage of a different amount. Learn more: What credit score do you need to buy a house?

3. How your mortgage affects your credit score - AOL

   www.aol.com/finance/mortgage-affects-credit...

   Key takeaways. Getting a mortgage can cause a temporary dip in your credit score. But consistent, on-time mortgage payments will cause your credit score to rebound, and even improve over time.

4. Does mortgage prequalification affect your credit score? - AOL

   www.aol.com/finance/does-mortgage...

   Have a good credit mix: Mortgage lenders want to see you can balance revolving credit lines (credit cards) while also making timely payments on installment accounts (car, student, personal loans).

5. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

   www.aol.com/heres-happens-credit-score-pre...

   Having said that, while 10 different credit inquiries counting as one is certainly a helpful rule, it's important to note that even one inquiry can have a minor negative impact on your score.

6. Is 800 a good enough credit score to buy a house? - AOL

   www.aol.com/finance/800-good-enough-credit-score...

   Here’s an example: Let’s say you’re buying a $400,000 house with a 20 percent down payment, and your high credit score qualifies you for a 30-year fixed mortgage at an interest rate of 6.2 ...

7. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   The mortgage business consists of a few people: the borrower, the lender, and sometimes the mortgage broker. The people that originate the loans are usually the mortgage broker or the lender. Depending if the borrower has credit worthiness, then he/she can be qualified for a loan. The norm qualifying FICO score is not a static number.

8. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Be aware that your credit reports typically will not include your credit scores—though the information in your reports is what your scores are based on. 2. Compare multiple mortgage offers

9. How to improve your credit score for a mortgage - AOL

   www.aol.com/finance/improve-credit-score...

   Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)