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  2. What is considered a bad credit score? - AOL

    www.aol.com/finance/considered-bad-credit-score...

    A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who may ...

  3. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [ 1 ] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2 ] A borrower's credit score is the result of a mathematical algorithm applied to a credit ...

  4. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    The bottom line. Yes, no credit is better than bad credit, but neither situation is good for you long-term. Knowing how to build your credit can help you overcome the obstacles of having no credit ...

  5. How a bad credit score can affect you - AOL

    www.aol.com/finance/bad-credit-score-affect...

    The consequences of bad credit can even extend to your job search or apartment hunt. since both employers and landlords want to work with people who have a history of managing money responsibly ...

  6. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

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