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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Starting loan balance. Monthly payment. Paid toward principal. Paid toward interest. New loan balance. Month 1. $20,000. $387. $287. $100. $19,713. Month 2. $19,713. $387

3. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   Using a low-interest personal loan to pay off pricey credit card debt has the potential to save you a lot of money. For example, if your APR is 16% on your credit card and you consolidate $10,000 ...

4. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

5. Which cards still offer a 21-month intro APR? - AOL

   www.aol.com/finance/cards-still-offer-21-month...

   The Wells Fargo Reflect Card also offers a 21-month 0 percent intro APR on qualifying balance transfers made within 120 days of account opening, but it goes a step further and offers that same ...

6. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Credit card refinancing loans: Some companies specialize in loans for people looking to pay off credit card debt. Because personal loan rates are often lower than credit card rates, this type of ...

7. What is Rule of 78 and how can it impact loans? - AOL

   www.aol.com/finance/rule-78-impact-loans...

   Note that a 12-month loan comes with a rule of 78, but a 24-month loan would follow the rule of 300 since the numbers would add up to that amount. Loans that last 36 months, 48 months and so on ...