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  2. What is home insurance replacement cost coverage? - AOL

    www.aol.com/finance/replacement-cost-coverage...

    For instance, if your dwelling coverage only covers up to $250,000, but the cost to rebuild your destroyed home is $300,000, guaranteed replacement cost could cover the rebuild even though it ...

  3. Roof insurance: ACV vs. replacement cost - AOL

    www.aol.com/finance/roof-insurance-acv-vs...

    If your home is insured for $100,000, which includes your roof, and you have 125 percent extended replacement cost coverage, you actually have $125,000 in coverage, should the $100,000 not be ...

  4. Farmers Insurance expands home coverage, saying market has ...

    www.aol.com/news/farmers-insurance-expands-home...

    Farmers Insurance is upping the number of home policies it writes each month and resuming coverage for condos, renters and other dwellings, saying the California insurance market has improved.

  5. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. [4] For example: when a television is covered by a replacement cost value policy, the cost of a similar television which can be purchased today determines the ...

  6. Actual cash value - Wikipedia

    en.wikipedia.org/wiki/Actual_cash_value

    This percentage multiplied by the replacement cost equals the actual cash value. For instance, imagine a man bought a television set for $2,000 five years ago, which was unfortunately destroyed in a hurricane. His insurance provider estimates that televisions typically have a useful life of 10 years. Today, a similar television would cost $2,500.

  7. Insurance Riders: When to Say Yes to Extra Protection - AOL

    www.aol.com/news/2011-05-31-insurance-riders...

    Guaranteed replacement cost: With this coverage, the insurance company will replace your home with another of like kind and quality, even if the replacement cost is above the value listed on your ...

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