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  2. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    Business loans may be either secured or unsecured. With a secured loan, the borrower pledges an asset (such as plant, equipment, stock or vehicles) against the debt. If the debt is not repaid, the lender may claim the secured asset. Unsecured loans do not have collateral, though the lender will have a general claim on the borrower’s assets if ...

  3. Is a small business loan secured or unsecured? - AOL

    www.aol.com/finance/small-business-loan-secured...

    Small business loans can be either secured or unsecured. ... It’s easier to qualify for a secured loan. Cons. Borrower must have assets that can cover 80 percent to 100 percent of the loan.

  4. What is an unsecured business loan and how does it work? - AOL

    www.aol.com/finance/unsecured-business-loan-does...

    A UCC lien is a claim against your company’s assets. If your company fails to pay the loan, the lender will come after these assets to recover its losses. ... Secured business loans: These loans ...

  5. Secured vs. unsecured startup business loan - AOL

    www.aol.com/finance/secured-vs-unsecured-startup...

    The application process for both secured and unsecured loans requires similar information, including a company’s financial documents, personal and business credit scores and personal details.

  6. Secured loan - Wikipedia

    en.wikipedia.org/wiki/Secured_loan

    A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults , the creditor takes possession of the asset used as collateral and may ...

  7. Security interest - Wikipedia

    en.wikipedia.org/wiki/Security_interest

    A secured creditor takes a security interest to enforce its rights against collateral in case the debtor defaults on the obligation. If the debtor goes bankrupt, a secured creditor takes precedence over unsecured creditors in the distribution. There are other reasons that people sometimes take security over assets.

  8. Alternatives to unsecured business loans - AOL

    www.aol.com/finance/alternatives-unsecured...

    Secured business loans. A secured business loan requires you to provide personal or business collateral, which is one or more assets you own that help secure the loan. Types of collateral include ...

  9. Cash flow loan - Wikipedia

    en.wikipedia.org/wiki/Cash_flow_loan

    A cash flow loan is a type of debt financing, in which a bank lends funds, generally for working capital, using the expected cash flows that a borrowing company generates as collateral for the loan. Cashflow loans are usually senior term loans or subordinated debt , being used for funding growth or financing an acquisition.

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