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  2. Insurance cycle - Wikipedia

    en.wikipedia.org/wiki/Insurance_cycle

    Insurance Cycle is a term describing the tendency of the insurance industry to swing between profitable and unprofitable periods over time is commonly known as the underwriting or insurance cycle. The underwriting cycle is the tendency of property and casualty insurance premiums , profits , and availability of coverage to rise and fall with ...

  3. With-profits policy - Wikipedia

    en.wikipedia.org/wiki/With-profits_policy

    The insurance company aims to distribute part of its profit to the with-profits policy holders in the form of a bonus (Commonwealth) or dividend (USA) attached to their policy (see the bonus section). The bonus rate is decided after considering a variety of factors such as the return on the underlying assets, the level of bonuses declared in ...

  4. Underwriting profit - Wikipedia

    en.wikipedia.org/wiki/Underwriting_profit

    Underwriting profit is a term used in the insurance industry. It consists of the earned premium remaining after losses have been paid and administrative expenses have been deducted. It does not include any investment income earned on held premiums. Many companies will eschew underwriting profit in order to gain a greater market share.

  5. Year-end financial checklist: Your guide to reviewing and ...

    www.aol.com/financial-planning-checklist...

    2. Evaluate your investments and take your RMDs. The end of the year is an ideal time to review your investment strategy to make sure your portfolio is still on the right track to meet your goals.

  6. Profits at Warren Buffett's firm reach $36B as stocks surge ...

    www.aol.com/news/profits-warren-buffetts-firm...

    A year ago, the Omaha, Nebraska-based company recorded a loss of $43.6 billion, or $29,633 per Class A shar ... Profits rebounded at Warren Buffett's conglomerate along with the value of its $353 ...

  7. Embedded value - Wikipedia

    en.wikipedia.org/wiki/Embedded_value

    The difference, combined with income on and release of statutory reserves, represents future profit. Net asset value is the difference between the total assets and liabilities of an insurance company. For companies, the net asset value is usually calculated at book value. This needs to be adjusted to market values for EV purposes. Furthermore ...

  8. Montel Williams Recalls 'Taking 12 to 13' Pills a Day: 'As ...

    www.aol.com/lifestyle/montel-williams-recalls...

    Never miss a story — sign up for PEOPLE's free daily newsletter to stay up-to-date on the best of what PEOPLE has to offer, from celebrity news to compelling human interest stories.

  9. Employee compensation in the United States - Wikipedia

    en.wikipedia.org/wiki/Employee_compensation_in...

    For the company CEO making $1,000,000/year, $57,500 would be less than 1/4 of his $250,000 profit sharing cut. It is for high earners like the CEO, that companies provide "DC" (i.e. deferred compensation plans).