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  2. I received a store card I didn’t apply for. Should I cancel it?

    www.aol.com/finance/received-store-card-didn-t...

    3. Report the fraud to the CFPB. The CFPB actively investigates consumer issues with credit cards, including fraud. You can file a complaint on their website. 4. Check your credit report for other ...

  3. Truth in Lending Act - Wikipedia

    en.wikipedia.org/wiki/Truth_in_Lending_Act

    Truth in Lending Act; Long title: An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for ...

  4. Right of rescission: Canceling a HELOC, home equity loan or ...

    www.aol.com/finance/rescission-canceling-heloc...

    The right of rescission is a legal protection under the Truth in Lending Act (TILA) that allows you to cancel certain home financing agreements without any financial penalties.

  5. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

  6. How to file a complaint with the CFPB: A step-by-step guide - AOL

    www.aol.com/finance/file-complaint-cfpb-step...

    In an effort to find violations, the CFPB allows consumers to file complaints for harm caused by unfair, deceptive or abusive practices, including against a bank or credit union. Products and ...

  7. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    TILA also gives consumers the right to cancel certain credit transactions involving a lien on the consumer's principal dwelling, regulates certain credit-card practices, and provides a means of resolving credit-billing disputes.

  8. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    You have the right to cancel services with a credit repair company or organization within three business days after your contract’s date for any reason, without fees or penalties, according to ...

  9. Regulations protecting consumers from microtransactions

    en.wikipedia.org/wiki/Regulations_Protecting...

    Right of Withdrawal: Consumers have the right to cancel or withdraw from a purchase within 14 days of making it. This gives consumers the opportunity to review their purchase and protect them from impulsive decisions. It also gives consumers a chance to decide if the purchase is something they really want or need.